Changing Retirement Plan Rules
President Trump recently signed an executive order to make it easier for small employers to offer 401(k)s through multiple-employer plans and to review the rules on required minimum distributions (RMDs). Expanding access to multiple employer plans is a good idea and a central component of the Retirement Enhancement and Savings Act of 2018, which is winding its way through Congress. The recommendation regarding RMDs, however, seemed to come from left field. Left-field proposal