Beware, the Wolf

Updated: Jan 1, 2020

If you are receiving or about to receive Medicare Benefits you simply need to be very careful.

Each year as I observe the marketing tactics used in selling Medicare plan

insurance coverage I am reminded of the

old saying "Caveat Emptor" or "Buyer Beware"!

Senior Fraud is heartbreaking. Our elderly have worked hard all of their lives and now that they have reached the point in life where living should be easy they have become prime targets of unscrupulous investment and insurance sales people. Most of the folks in the profession are fine but it's important to remember the potential risks that lie in wait.

As a Registered Investment Advisor I have a fiduciary responsibility to each of my clients I provide unbiased, objective advice that is specifically suited to my clients needs. For a "Free Consultation" reach out now.

Below is directly from

Shop & Compare Plans Now with the New Medicare Plan Finder

Oct 15, 2019

Open enrollment begins today! Now is the time to review your Medicare health and prescription drug coverage and make changes if it no longer meets your needs. The new Medicare Plan Finder is now available to help you compare 2020 coverage options and shop for plans.

The Plan Finder is now mobile-friendly, so you can use it on your smart phone, tablet, and desktop! It will guide you step-by-step through the process of comparing plans. It has a simple, easy-to-read design to help you learn about and select options that are best for your health needs.

Anyone can use the Plan Finder to browse Medicare coverage options and available plans. You can choose a more personalized experience by creating or logging into your online account.

When starting your Medicare health and prescription drug plan search in the new Medicare Plan Finder, here are some new features you can expect:

  • A fast prescription drug list builder. To get the most accurate drug costs when you compare plans, you’ll want to have an up-to-date list of prescription drugs you take regularly. If you’re logged in to your account, we’ll start by suggesting prescriptions that you filled within the last 12 months. If you don’t have a prescription drug history yet, or you want to add new drugs to your list, you can search by manually entering your drugs. And when you search for a brand name prescription drug, we’ll show it along with any lower-cost generic alternatives. If you have an existing drug list from the old Plan Finder identifiable with a drug ID and password, you can still access that list through Open Enrollment, print a copy, and use it to create a new list in the new Plan Finder.As long as you log in to your account, you can save and store your drug list so you can return to it later. If you choose to skip logging into an account, you can still search for drugs to create a drug list – but you’ll have to re-enter your complete drug list each time you return to the site.

  • Added details on Medicare Advantage Plans (Part C). You can quickly compare covered benefits. You’ll also be able to see if a Medicare Advantage Plan offers certain extra benefits. Plans tailor many of the new extra benefits to your specific needs and coverage can vary depending on your circumstances. Examples include caregiver and in-home support or tailored benefits for those who are chronically ill. Plan Finder makes it easy to view, filter and compare these benefits. For the most complete and detailed information, you should contact the plans you’re interested in directly. Contact information is available in Plan Finder.

  • Learn more about Medicare coverage options before you see plans. If you’re new to Medicare, you have the choice to learn more about Medicare coverage options – like Original Medicare, Medicare prescription drug plans, Medicare Advantage Plans, and Medicare Supplement Insurance (Medigap) policies – before you compare plans. Start comparing 2020 Medicare health and prescription drug plans now.Want to learn more about how the new Medicare Plan Finder works? Watch this video.

Need Help? I'll be happy to guide you. Or, if you have questions on Medicare, Retirement Plans including Required Minimum Distributions or any other Investment or Financial Planning topic reach out now for a "Free Consultation".


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